Confessing Jesus (Romans 10:9-10)

Romans 10:9-10 is a popular set of verses in the Christian world in teaching people about salvation. What is typically done with this text is to say that all a person needs to do is confess that Jesus is the Lord and believe and that person will be saved. So then the person is directed in some sort of prayer asking to receive Jesus. Is this what Paul meant when he taught the content of the message of salvation in these verses? I believe Romans 10:9-10 have been oversimplified and taken out of their context so that the meaning has lost its original punch which Paul intended.

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